Assess Finance Charges

	It is recommended that you do a Proof run first. Nothing is updated and
	you get to see what will happen, and it also detects if a run has already
	been done in the transaction month and year given. 

	On each customer master screen is a checkbox to allow Finance Charges. These 
	may be set or reset individually.

	If it is desired to set all customers' FinChg checkbox on or off, at the AR menu, 
	select File | File Maint. | File Create/Expand/Check/Repair, then
	hilite the armaster file, select Reset Ptrs/Clear Balances, Confirm, then 
	check the desired action. 

	If a specific customer is selected, and their Fin Charge box is not checked,
	although you will be warned, you may generate a finance charge anyway, if they 
	are otherwise eligible.

			Who is eligble for a finance charge?

	For each customer, all unpaid invoice amounts that are due on or prior to the cutoff
	date are added. Then all unapplied payments or credits of ANY date are
	subtracted. The result is the Assessment Base. If this is negative, or
	less than the minimum balance to assess, then this customer is skipped.

	The assessment base is multiplied by the monthly assessment percentage. If the result
	is less than the minumum finance charge, then the minimum finance charge is used.  
	If not a Proof Run, a transaction with the invoice number of FinCharg and the amount
	charged is posted to the customer.
		
			Skipping Unpaid Previous Finance Charges

	This option is to accommodate some states that do not allow assessing charges
	on top of unpaid finance charges previously assessed. If checked, any of these
	older unpaid finance charges are not included in the Assessment Balance.

			Prevention of Multiple Runs in each month	

	During the Finance Charge processing run, if a previous finance charge with the
	same month and year of this run is detected, an on screen warning is given, with options
	to skip that customer, charge that customer anyway, or to quit the run. If	
	this is a live (not proof) run, it is possible that you already posted finance
	on other customers before this one, because they didnt get a finance charge on
	the older run.

	It would be best to ALWAYS do a Proof Run first.    

			Assessing Specific Customers
	
	A separate page is printed for each customer. Each customer is treated as one run.

			General Ledger Posting	
		
 	The G/L is posted in summary for a Select All run, or one posting per
	specific customer selected.